able-account-statement.pdf
Throughline explains what your letters and documents say, surfaces the dates on them, and points you to the office that handles each step. It does not give legal, benefits, or tax advice, and it never decides what you or your family member qualify for.
What this is
This is a statement for an ABLE account — a savings and investment account that lets an eligible person with a disability hold money without it counting against SSI and Medicaid limits, within the program's rules.
What it means
ABLE accounts are one of the few ways to save without risking benefits — but they have an annual contribution limit, and a balance above a certain amount can affect SSI specifically. Knowing those two thresholds is what keeps the account doing its job.
What it asks of you
It creates a few steps to handle. From this document we were able to read: Account owner, Account number, Account balance, Contributions this year. The checklist below lists each step and the office that handles it.
What we read from it
Every value below was read directly off the document. We never fill in a value that isn't there.
Account owner
Mateo A. Rivera
“Account Owner: Mateo A. Rivera”
Account number
ABLE-0098321
“Account Number: ABLE-0098321”
Account balance
$6,420.00
“Account Balance: $6,420.00”
Contributions this year
$1,200.00
“Contributions this year: $1,200.00”
What to do next
Stay within the annual contribution limit
Total contributions in a year are capped. A beneficiary who works may add more under the ABLE to Work rule. Going over the limit has tax and benefit consequences, so it's worth tracking.
Timing
From our rules library, as of June 9, 2026. Confirm this with the office — it can vary by state and year.
The right door
An ABLE account program
Lets an eligible person save money in a tax-advantaged account without it counting against SSI and Medicaid limits, up to the program's rules. Most states run a plan, and many accept out-of-state residents.
- www.ablenrc.org
- Compare programs at the ABLE National Resource Center (above). You don't have to use your own state's plan unless it offers a benefit you want.
Watch the balance that affects SSI
A balance above a set amount can pause SSI (though not Medicaid) until it comes back down. Below that, the account doesn't count against SSI at all.
Timing
From our rules library, as of June 9, 2026. Confirm this with the office — it can vary by state and year.
The right door
An ABLE account program
Lets an eligible person save money in a tax-advantaged account without it counting against SSI and Medicaid limits, up to the program's rules. Most states run a plan, and many accept out-of-state residents.
- www.ablenrc.org
- Compare programs at the ABLE National Resource Center (above). You don't have to use your own state's plan unless it offers a benefit you want.
Check the disability-onset age for eligibility
ABLE eligibility requires the disability to have begun before a set age. That age increased starting in 2026, which newly makes many more people eligible — worth checking if someone was told 'no' before.
Timing
From our rules library, as of June 9, 2026. Confirm this with the office — it can vary by state and year.
The right door
An ABLE account program
Lets an eligible person save money in a tax-advantaged account without it counting against SSI and Medicaid limits, up to the program's rules. Most states run a plan, and many accept out-of-state residents.
- www.ablenrc.org
- Compare programs at the ABLE National Resource Center (above). You don't have to use your own state's plan unless it offers a benefit you want.
Throughline is a tool you and your family control for understanding the benefits, school, and legal paperwork that come with supporting someone with a disability. It is not a law firm, a benefits-planning service, or a financial advisor, and using it does not create any professional relationship. Amounts, limits, and deadlines change every year and vary by state — always confirm each step with the office named on it before you act.
We do not determine eligibility. Only the Social Security Administration, your state Medicaid agency, or the school district can decide what someone qualifies for or receives — we will never tell you that you do or do not qualify.
We do not give legal advice. Guardianship, supported decision-making, and special-needs trusts are legal matters that turn on your state's law and your family's situation. When a step is legal in nature, we point you to the court and to attorneys who do this work.
Some moves can affect benefits in ways that are hard to undo — a gift, an inheritance, the wrong kind of savings account, or income over a limit can reduce or pause SSI or Medicaid. Before making a financial or legal change, confirm with the agency or a benefits or special-needs planning professional first.
Benefit figures (SSI and SSDI amounts, resource limits, ABLE limits, Medicaid income standards) are set federally or by your state, change yearly, and are shown here with an "as of" date from a public source. Treat every figure and date as a prompt to verify with the office, not as the final word.